Tenant Selection Criteria

Success Realty Property Management is committed to Equal Housing Opportunity for all applicants. Please review the following criteria for rental and if you feel you qualify, please apply.

Applicants are strongly encouraged to view the Property in-person prior to submitting any application. Success Realty Property Management and Landlord make no express or implied warranties as to the Property’s condition.

Application Approval Requirements

1. Complete applications are reviewed in the order in which they are received. Applicants are judged on the same standards, one person or family at a time, on a “First Come-First Served” basis.
2. All people 18 years or older (or people otherwise legally emancipated) must apply with a non- refundable $70.00 application fee.
   1. Application Fee will be paid online with application
   2. Married applicants must each submit a separate application with an application fee of $70.00 each.
   3. Roommates must apply and qualify individually. Roommates will require owner approval.
   4. We DO NOT accept co-signers.
3. All applications must be filled out completely and signed by the applicant.
4. Applicants will complete an identity verification with RenterVibe – Success Realty Lease Application.
5. All funds must be tendered in the form of a Cashier’s Check or Money Order with a notation on the check for the purpose of the payment (ie. “Security Deposit/Rent”, “Address Rent”) A separate Cashier’s Check or Money Order is required for each of the following fees or payments:
   1. Security Deposit
   2. First Month’s or Prorated Rent
6. You must be a permanent employee (not temporary or probationary).
7. If you are active-duty military, you must be on assignment that, to the best of your knowledge, will allow you to complete an initial 12-month lease. A copy of your current military orders must be provided with the application.

Identification

1. All applicants must provide a copy of their current photo identification along with their completed application. (Driver’s license or other government issued photo identification is acceptable.)
2. An identity verification will be performed by RentVine with your application.

Rental Requirements For Non US Residents

1. Applicants must meet all specified requirements in addition to providing two of the following:
   1. Work/Student VISA
   2. Student ID or Government Issued ID
2. All applicants must have a Social Security Card.

Income Verification

1. Applicants must have income of a minimum of three times the rent of verifiable, net monthly income. Verifiable Income is IRS-Reported income.
   1. To verify Applicant income, Success Realty relies on a third-party verification service called Payscore. Relying on thisservice, which is fully encrypted and secure, may eliminate the need for you to upload pay stubs and/or bank statements. Please expect a request for verification of income via email and text message.
2. Married couples may use combined income.
3. Roommates (anyone not legally married) must qualify separately, and owner approval is needed.
4. Income must be verifiable through pay stubs, employer contacts, tax records, and/or bank statements.
5. Applicants must submit one (1) month’s recent pay stubs.
6. Military Applicants: Please provide a copy of your current LES with your BAH allowance listed.
7. Self-Employed Applicants: Landlord requires 2 years’ tax returns attested by a CPA, Attorney, or other tax professional. Your income must be verifiable with a copy of your past two (2) tax returns filed with the IRS and two (2) most current bank statements.
   1. Income will be calculated as follows:
      • Adjusted Gross Income will be divided by 12 (months)
      • Monthly Income will be divided by 3 for income qualifications
   2. Example: $1000 Rent and $40,000 Adjusted Gross Income
      • $40,000/12 = $3,333.33
      • $3,333/3= $1,111.11
      • Applicant will be approved for $1000/month rental.
8. Retired Applicants: You can provide an award letter stating what you receive for retirement benefits as your income source.
9. Child Support or Spousal Support: Applicants must provide court orders and 12 months’ history of on-time payments from the Court or government office that processes the support payments.

Employment Verification

1. Applicants must complete their employment verification at: RenterVibe (Third-Party website)
   1. You will need to create an account at: https://rentervibe.com/successrealty
2. Applicants’ employment history should reflect at least six months with your current employer in El Paso or a verification of transfer and six months with the same employer or demonstrate continued employment in the same field or trade within the previous 12 months. Recent college, university, or employment contract or employment letter.
3. Applicants who do not meet the above employment or equal income requirements must submit Savings Account statements that indicate a minimum balance equal to 12 months of rental payments.
4. Any “verification fees” required by the employer, must be paid by applicant.
5. Regarding employers, applicants are required to provide the contact information for the Human Resource Department, Direct Supervisor and the main business telephone number.
6. Military Applicants: You may provide a copy of your PCS Orders that station you in Fort Bliss or Biggs Army Airfield as your employment verification.

Rental History

1. Applicants are responsible for providing information including names, addresses, and telephone numbers of landlords with the dates of tenancy for the previous three (3) years.
2. Rental history must be verified from unbiased sources. If your only rental history is from a biased source (i.e., family member or relative) your application will not be approved.
3. We accept Base Housing as rental history.
4. Applicants must complete their rental History verification at: RenterVibe (Third-Party website)
   1. You will need to create an account at: https://rentervibe.com/successrealty

Credit Requirements

1. A credit check will be performed by RentVine with your application.
2. To determine satisfactory credit worthiness, we obtain a report from a credit report from a credit- reporting agency.
3. Credit card records showing occasional late payments of no more than thirty (30) to fifty-nine (59) days may be acceptable, provided you can justify the circumstances.
4. Payments past due sixty (60) days or more in the last twenty-four (24) months may be cause for denial of application.
5. We must deny approval if you have filed for bankruptcy or foreclosure within the last twenty-four (24) months.
6. Any bankruptcy must have been discharged at least one (1) year before the date of your application.
7. Unpaid, non-medical collections within the last twenty-four (24) months will result in denial of your application.
8. Outstanding debt to any property management company or landlord will result in denial of your application, including any judgments or collection activities.

Criminal Background Check

We conduct an authorized criminal background check on all appliances as a part of the application process. Additional offenses can be cause for automatic rejection. A criminal check will be performed by RentVine with your application.

If you have any questions regarding the credit check email process, please contact the customer service number of the website. Success Realty does not operate the website. We are contracting the service through a Third-Party Vendor.

Resident Benefit Package

The Success Realty Resident Benefits Package (RBP) delivers savings and convenient, professional services that make taking care of your home second nature. Applicants agree to be enrolled and to pay the applicable cost relevant to Property. Your RBP may include:

1. Filter delivery: Changing filters is as easy as opening the front door. This service helps you save up to $250 per year and reduces the hassles of repairs.
2. Utility concierge service: One call sets up utility, cable, and internet services - and makes sure you get the best price.
3. Resident rewards: Earn rewards and save on everyday expenses for the best rental experience you’ve ever had.
4. Home buying assistance: for when the time is right to buy your “forever” home
5. Online portal: Easy access to your account and documents.
6. Vetted vendor network: We may find technicians, but you can feel safe knowing they’re reputable for every job.

Resident Payment History Reporting To Credit Bureaus

Success Realty utilizes CredHub, a Data Analytics and Credit Bureau Reporting Company. CredHub provides property rent roll analytics information to Success Realty in addition to providing payment data to TransUnion and Equifax monthly. RentCred reports your rental payments to TransUnion and Equifax. Getting credit for your most substantial payment can increase your credit score 20 – 70 points saving you $1000’s of dollars down the road. All Success Realty Residents are enrolled in this program.

CredHub does the work, and the resident reaps the benefits: Success Realty will report your rental payment history monthly during the term of your lease. CredHub will in turn transmit this history to two of the major credit bureaus: TransUnion, Equifax (the “Credit Bureaus”).

There will be a monthly charge of $8/month for each adult. This will be billed on top of your monthly rent payment.

Rental Criteria For Pets

Policies on domestic pets vary from home to home. Certain owners do not permit pets, while other owners may permit pets. (Service animals, such as seeing-eye dogs, are not classified as pets and are exempt from certain requirements.) Please check the website or email the office to determine the pet policy for the home for which you are applying. If you have a pet(s) there is an additional per pet application charge which is administered by a third-party pet screening tool. A picture of the pet specified in the pet agreement is required prior to approval.

Standard Pet Policy:

1. A total of two (2) dogs are permitted. All pets must be licensed and with current vaccinations by the applicable municipal authority (ex: City of El Paso, El Paso County, City of Horizon, etc.)
2. A non-refundable pet fee of $250.00 is required for each pet, upon execution of the lease.
3. No cats, birds, ferrets, reptiles, or rodents of any kind are permitted as pets. Fish tanks and aquariums greater than 50 gallon capacity are not permitted.
4. Pet policies are strictly enforced. Any breach will be grounds for termination of your lease.
5. Tenants will be evicted for misrepresenting their pets or for the possession of poisonous, dangerous, or illegal pets, or endangered species.
6. All applicants are required to submit a pet profile through a Third-Party Pet Screening vendor as part of our rental application process.
   1. There is an option of “NO-PETS” for applicants who do not have a pet.
   2. Rental applicants with household pets or service/companion/assistive animals are required to submit a pet/assistance application through our third-party pet screening vendor as part of our rental application process.
   3. PetScreening.com Link: https://www.successrealtyrentals.petscreening.com/

FAIR HOUSING COMPLIANCE

The pet restrictions, pet fees, pet deposits, pet limitations, and pet approval requirements contained in this Addendum do not apply to approved service animals, assistance animals, support animals, or other animals protected under applicable federal, state, or local law.

Requests for reasonable accommodations or reasonable modifications shall be evaluated in accordance with applicable Fair Housing laws and disability-related housing laws.

Example For Reasons For Denial

1. If you failed to give proper notice when vacating a property.
2. If previous landlord(s) would be unwilling to rent to you again for reasons pertaining your behavior; your family member’s, guest’s or other invitees; your pets; or others allowed on the property during tenancy.
3. If you have unpaid collection filed against you by a property management company or previous landlord.
4. If you have had three (3) or more late payments of rent within a twelve (12) month period.
5. If an eviction has occurred within the past six (6) years.
6. If you have received a Current Notice to Vacate or Notice to Vacate or Pay Rent.
7. If you have had two (2) or more NSF Checks or NSF ACH transactions within the last twelve (12) month period.
8. If you have allowed person(s) not on the lease to reside on the premises in violation of the terms of your lease.
9. If you have a pet violation(s) within the last 12-month period.
10. Failure to meet any stated criteria.
    1. Criminal History
    2. Previous Rental History
    3. Current Income
    4. Credit History or
    5. Failure to provide accurate or complete information on the application

Completed applications are processed in the order they are received in the office and will not be processed without all necessary paperwork, funds and/or documentation. If we are unable to verify your information within seventy-two (72) hours or three (3) business days or if you falsify any information on the application, we will deny the application. If misrepresentations are found after the lease agreement is signed, the lease agreement will be terminated.

Applications are processed Monday through Friday from 9:00 am to 4:00 PM. We will do our best to resolve an application within 48 to 72 business hours. We may have delays in processing if verifications are not obtained quickly or verifying additional information requires more time. Applications received over the weekend will be processed on the next business day.

Applicant or their real estate agent must have viewed the Property. No application will be approved until the Property has been seen by the Applicant or representative of the Applicant if Applicant is unavailable.

Once an application is approved, applicant has seven (7) calendar days to start the lease and start paying rent. Security Deposit must be paid in full at the time of signing the lease. If approved applicant is unwilling or unable to start renting the property within seven (7) calendar days, then we will cancel the approval and move onto another applicant. All move-ins will be conducted during weekdays, Monday- Friday.

Lease terms are for one (1) year minimum, any application submitted must clearly state desired term of contract. Homes are on the market on as-is condition unless stated otherwise. Any request for repairs must be presented for negotiation up front with lease application.

Authorization

Applicant authorizes Landlord and Landlord’s authorized agent, at any time before, during, or after any tenancy, to:

1. Obtain a copy of the Applicant’s credit report
2. Obtain a criminal background check related to Applicant and any occupant; and
3. If you have unpaid collection filed against you by a property management company or previous landlord.
4. Verify any rental or employment history or verify any other information related to this application with persons knowledgeable of such information.

Notice of Landlord’s Right to Continue to Show the Property: Unless Landlord and Applicant enter into a separate written agreement otherwise, the Property remains on the market on the market until a lease is signed by all parties and Landlord may continue to show the Property to other prospective tenants and accept another offer.

Privacy Policy: Landlord’s agent or property manager maintains a privacy policy that is available upon request.

Fees: Applicant submits a non-refundable fee of $70.00 to Success Realty for processing and reviewing this application.

RenterVibe

Part of your application process focuses on providing verification reports. We use RenterVibeTM. They are a trusted third-party vendor.

Information you need to know.

• If your application is grouped, every adult 18 years or older must complete an individual profile.
• We may ask for any, or all, of the following:
  • We ask for 2 years of rental history.
  • We ask for 2 most recent months of bank statements and 2 months of the most recent pay stubs for each account and job that you have.
  • Please note: all bank statements, pay stubs, and other income verification documents must be uploaded during one log-in session. You will not be able to add additional documents later. Be certain to upload all documents during your initial login session.

Additional Instructions:

1. Please use the link below to get to the site and create your account.
   Link: www.rentervibe.com/successrealty
2. After creating your account, look for an email to verify your email address. Click the link in the email, then log back into your new account.
3. In addition to your login credentials, use the Property Manager’s Code below Property Manager’s Code: successrealty.
4. Follow the steps on your dashboard to get started.
5. Getting rental history reports completed is a time-sensitive process. We highly recommend you call your past landlords for the following:
   a) Make sure the email address you will be entering for them is the address they wish to receive rental history requests.
   b) Let them know to be looking for an email from: support@rentervibe.com, Subject: Renter Verification Request.
6. Complete the “Final Step” by signing your consent and clicking “Submit.”

Once you have submitted the required information, you will receive a confirmation email from RenterVibeTM that your reports are being processed.

We look forward to continuing your application process.

Get Credit for your most substantial payment - your RENT

RentCred, powered by CredHub allows residents to get credit for their on-time rental payments

Success Realty utilizes CredHub, a Data Analytics and Credit Bureau Reporting Company. CredHub provides property rent roll analytics information to Success Realty in addition to providing payment data to TransUnion and Equifax monthly. RentCred reports your rental payments to TransUnion and Equifax. Getting credit for your most substantial payment can increase your credit score 20 – 70 points saving you $1000’s of dollars down the road. This service is available to all Success Realty residents.

CredHub does the work and the resident reaps the benefits: Success Realty will report your rental payment history monthly during the term of your lease. CredHub will in turn transmit this history to two of the major credit bureaus: TransUnion, Equifax (the “Credit Bureaus”).

The benefits of RentCred:

• Improve your credit score quickly
• Positively increase your buying power
• Gain better interest rates
• Have portable rental history
• Establish yourself in the credit world

The benefits of Allstate InfoArmor:

• Protect identity and finances with proactive monitoring and alerts
• Dark web monitoring thru bots to protect from suspicious hacker forums
• 24/7 credit team to manage recovery and restore identity in timely manner
• $1 million dollar identity restoration policy to cover out of pocket costs if identity is breached

While using RentCred when you meet your lease payment obligations, your information will be reported to the Credit Bureaus and will help you in building a positive credit history. If you do not meet your rental payment obligations, as per your lease contract agreement, the late or unfavorable fact will be reported to CredHub and thereafter to the Credit Bureaus. This will also impact your credit and can affect your credit score.

Positively impact your future! It’s important to make sure that you are meeting your lease payment obligations monthly and throughout the term of your lease agreement. Reporting on-time rental payments can positively impact your credit score. Some results may be reflected in 7-10 days. Building a good credit history is important should you apply for credit in the future, such as to purchase a home or car. RentCred is the key to opening that future.

All Residents+Pets+Assistance Animals

About

We encourage healthy and responsible pet interactions for all prospective residents, and we strive to create a community that welcomes everyone and ensures a pet- responsible environment. We use a third- party pet application service that is simple and secure while storing your pet’s information in one place.

This service makes it easy for Pet/Animal Owners to share their animal records with not only their Housing Provider, but also with pet groomers, doggy daycares, dog walkers, pet sitters, vets, pet friendly hotels, and more.

Pricing

There is no charge ($0) for a tenant profile, $20 for an individual Pet Profile and $15 for each additional Pet Profile. There is also no charge ($0) for an Assistance Animal Accommodation Request. All profiles are active for one year upon completion.

How To Make A Profile

Note: Applicants without pets must complete the online affidavit, while Pet Owners should gather the following to start:

• Vaccination Records
• Microchip Information
• Photos of Your Pet

1. All applicants should visit: https://successrealtyrentals.petscreening.com/
2. Review the policies and click the ‘Start Here’ button for No Pets, Household Pets, or Animals.
3. Enter your contact information, read and accept the Terms of Service, and click ‘Create Profile’.
4. No Pets: Simply complete the affidavit questions.
   Pet/Animal Owners: Select the type of animal then click Create a Pet Profile. If you are making an accommodation request for an Assistance Animal, the request box will be preselected.
5. On the next page, click on each section within the profile to enter details, upload photos and attach documents.
6. Click the green Proceed to Payment button at the top right of the profile, enter payment details and submit.
7. Your Pet Profile will be shared automatically with your housing provider.

Landlord Required Liability Insurance

The Lease requires all Tenants to carry a $100,000 in Tenant Legal Liability coverage for accidental or tenant damage resulting from fire, smoke, backup or overflow of sewer, drain, water damage, falling objects and collision with vehicles.

Coose One Of The Following Options Below

Option 1: Do nothing — you will be automatically enrolled in our Tenant Liability Insurance Program. You pay the monthly premium together with rent. (See details on back) Tenant Liability Insurance DOES NOT include coverage for:

• Personal Property
• Theft
• Loss of Use

Cost: $12.00 per month (includes admin fee)

Option 2: Purchase renters insurance from our preferred provider and provide proof of coverage to us. The policy is pre-underwritten and meets the terms of your lease while also providing coverage for:

• Personal Property
• Theft
• Loss of Use

Cost: Depends on limits, coverages, and deductibles selected

Option 3: Purchase renters insurance from a licensed agent and provide proof of coverage to us. Please ensure to obtain limits that meet the required amounts and name our Property Management Company as an "additional interest".

Cost: Varies on your provider and applicant’s creditworthiness, among other factors

What Is Renters Insurance?

Renters insurance is an agreement between you and your insurance company that covers you if any of your personal belongings, like furniture or electronics, get damaged or destroyed. Renters Insurance also provides liability coverage, which protects you for negligent damage to the apartment or injuries to others that may occur at your place.

What Does The Tenant Liability Policy Cover?

This policy offers protection from accidental or negligent damage associated with the perils of fire, smoke. explosion, backup or overflow of sewer. drain or sump, & water damage of up to $100.000 per occurrence with no aggregate limits. Tenant's benefit from this by having some protection in the event they cause damage to the landlords' assets.

Are We Required To Obtain This Insurance?

Yes. The Landlord requires coverage of $100,000 of liability coverage per the lease agreement. This requirement can be fulfilled by either a Renters Insurance policy or a Tenant Liability policy. Tenants may opt out of this coverage by obtaining a similar policy from their own insurance company of choice.

Is My Property Manager An Insurance Salesperson?

NO. Your property manager is not a licensed insurance salesperson. Contact Beecher Carlson at (404) 460-1425 should you have questions about your insurance options.

Who Is Backing This Insurance

The Tenant Liability Insurance is underwritten by Brit Global Specialty USA.

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WARNING!

There are many online scammers trying to steal money from renters like you. DO NOT send money or anything of value to anyone you have not met! IT IS A SCAM AND YOU WILL LOSE YOUR MONEY!

We care about you and our community, and we want to protect you from those seeking to lie to you and steal your money. Please be aware that there are many online scams regarding rental properties. Criminals will pressure you to wire money or send money by Western Union, Money Gram, Bitcoin, PayPal, or Venmo. Don’t do it.

This property is offered for lease only by SUCCESS REALTY DO NOT deal with anyone regarding this property other than us and Tenant Turner, our online scheduling software. DO NOT take the word of someone who claims to have recently terminated our services.

If you feel that you are not dealing directly with us or a member of our staff, please call us immediately at 915- 594-3339 and we will be happy to assist you with renting this property or to verify you are dealing with the correct company that represents this property.

What should I watch out for?

• Emails or texts from someone who does not live in your local area or claims to be out of town for some time
• Inability or refusal to meet face-to-face to complete the transaction
• Rent prices that are too good to be true
• Minimal or no approval process
• Poor grammar and spelling
• Requests to send money by wire transfer, Western Union, Money Gram, bitcoin, gift cards, PayPal, shipping, escrow service, or a “guarantee”. We will not ask you to wire money, and if we accept money orders and certified funds we will only do so in person at our office.

Download the Success Realty Rental Criteria